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PERSONAL STORIES AND 10 FINANCE HACKS

CaroKim Consulting, LLC

How are you preparing for the unknown

What is happening to the economy, health care, work, travel, small businesses… what happens next

3 Personal Stories:I stopped my Costco membership renewal. Recently, I needed to purchase some essentials, walked into Costco, talked to the manager and he allowed me to check out essentials without renewing my membership. they’re still out of

I called Geico to request shelter-in-place paycheck premium refund and they will honor 15% in April via Geico giveback credit.I’m using gas-buddy to search for lowest gas prices, before I . 3 similar gas stations, 2 miles apart have 3 different prices – $1.91, $1.51 & $1.81. $1.51 is the BEST DEAL!

Here are my personal financial hacks:

E-file your taxes, get your refund and economic stimulus direct deposited.

Adjust your withholding’s on your W4 to reduce next year’s refund. Don’t loan your money to the government with 0% interest.

Redirect “extra” cash such as economic stimulus towards topping off your emergency fund, savings or investment account.

Consider taking your dividend payments as cash instead of reinvesting.

Cancel unnecessary recurring charges, fees or subscriptions. Have unused gift cards, now is the time to redeem and use them. Use shop-save apps such as fetch, true bill, rakuten, walmart catcher, rebates etc

DIY – Cook, clean, do your own hair, nails, make up.Work on your kitchen garden, home improvement projects.

Visit your essential need providers online and look for COVID-19 programs, give back incentives, tips on how to lower your monthly bills, then apply.

When not in use or not needed turn off the lights, water, TV and AC. Don’t waste food, leftovers save lives.

If you can, continue paying your bill’s on time or research and enroll in forgiveness programs; before deferring or seeking loan forbearance.

Learn how to research and trade stocks and forex. This is a long term investment tool.

Live Below Your Means!

If you need the maximum tax refund legally possible, my email address is caroline@carokimcpaconsulting.com

Stay Home, Stay Safe & Save Lives

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Published by CaroKim Consulting, LLC

A certified and seasoned accountant, who can lift your tax, bookkeeping and payroll financial stress. You earned it, I can help you legally keep it. CaroKim Consulting provides individuals and small businesses with tax, bookkeeping and payroll accounting services. CPAs and Tax Accountants working at CkC aim at Lifting Your Financial Stress by; e-filing tax returns timely, accurately and confidentially. Providing clients with insightful financial recommendations, to ensure they lower their tax liability as low as legally possible. Caroline Kimani has a CPA, masters in accounting and over eight years of tax experience. She has previously worked with the IRS Volunteer Income Tax Assistant program, Koch Industries - multi-billion dollar private company, CPA firms, RaceTrac Petroleum and currently works for at a multi-national publicly traded company. Lifting Your Financial Stress

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